Privacy Policy

1. Introduction

YuciferPay ("YuciferPay", "we", "us", or "our") provides plug-and-play payment infrastructure that helps businesses manage payout and disbursement operations.

We take the protection of information entrusted to us seriously. This Privacy Policy explains what information we collect, why we collect it, how we use it, and the measures we take to protect it.

By using YuciferPay, you acknowledge the practices described in this Privacy Policy.

2. Information We Collect

Depending on how you use YuciferPay, we may collect the following categories of information.

Account Information

• Name
• Email address
• Business or organisation information
• Account credentials
• Contact information

Payment and Transaction Information

When you use YuciferPay to manage payouts or payment operations, we may process information associated with those transactions, such as:

• Transaction identifiers
• Payment amounts
• Payment status
• Recipient information
• Payment schedules
• Transaction timestamps
• Payment provider information
• Transaction and payout history

The exact information processed may depend on the payment provider and the information required to execute or manage the relevant payment.

3. Payment Provider Credentials

YuciferPay may allow businesses to provide credentials, including API keys or similar authentication credentials, belonging to their selected payment providers.

These credentials are used to enable YuciferPay to communicate with the payment provider on behalf of the business and provide the requested payment infrastructure services.

Payment-provider API keys stored by YuciferPay are encrypted in our database.

We do not intentionally expose or display these credentials in plain text through the YuciferPay dashboard or API after they have been securely stored.

Businesses are responsible for ensuring that they provide credentials that they are authorised to use and for notifying YuciferPay if they believe a credential has been compromised.

4. Technical Information

We may automatically collect technical information when you access or use YuciferPay.

This may include:

• IP address
• Browser type
• Device information
• Operating system
• API request information
• Access timestamps
• Error and diagnostic information
• Security and authentication logs

This information helps us maintain, secure, monitor, and improve the Services.

5. How We Use Information

We may use information we collect to:

• Provide and operate YuciferPay
• Process and manage payment operations
• Connect to supported payment providers
• Maintain transaction records
• Monitor payment activity
• Detect and prevent fraud and abuse
• Secure accounts and the platform
• Provide customer support
• Diagnose technical problems
• Improve our Services
• Communicate important service information
• Comply with applicable legal obligations

6. Payment Processing

YuciferPay provides infrastructure around payment providers. Depending on your integration, information may be transmitted to the payment provider selected and configured by your business.

The relevant payment provider may independently process information according to its own privacy policy, terms, and applicable legal obligations.

YuciferPay does not control the privacy practices of third-party payment providers.

7. Information We Share

We do not sell your personal information.

We may share or transmit information when necessary to provide the Services, including with:

• Payment providers and financial institutions selected or configured by you
• Infrastructure and technology service providers that help us operate YuciferPay
• Security, fraud-prevention, or compliance providers where appropriate
• Government authorities or regulators where legally required

We only intend to share information to the extent reasonably necessary for the relevant purpose.

8. Customer Data

Businesses using YuciferPay may submit information about their own customers, employees, recipients, vendors, or other individuals ("Customer Data").

The business that submits such information remains responsible for determining whether it has the necessary authority and lawful basis to collect and provide that information to YuciferPay.

YuciferPay processes Customer Data primarily to provide the Services requested by the business.

9. Data Security

We use reasonable technical and organisational measures designed to protect information against unauthorised access, alteration, disclosure, or destruction.

Security measures may include:

• Encryption of sensitive credentials stored in our database
• Authentication and access controls
• Restricted access to sensitive systems
• Security monitoring and logging
• Secure communication where supported
• Regular review of system security

While we take reasonable steps to protect information, no internet-based service or storage system can be guaranteed to be completely secure.

10. Data Retention

We retain information for as long as reasonably necessary to provide the Services, maintain transaction records, satisfy legitimate business purposes, resolve disputes, prevent fraud, and comply with applicable legal or regulatory obligations.

The retention period may vary depending on the type of information and the purpose for which it was collected.

11. Cookies and Similar Technologies

YuciferPay may use cookies and similar technologies to support authentication, security, session management, preferences, analytics, and other website functionality.

You may be able to control certain cookies through your browser settings. Disabling certain cookies may affect the functionality of parts of the Services.

12. Third-Party Services

YuciferPay may use third-party infrastructure, hosting, analytics, security, communication, payment, and other services to operate the platform.

These third parties may process information on our behalf or independently depending on the service they provide.

Third-party services may have their own privacy policies and terms, and we encourage you to review them where applicable.

13. Your Rights

Depending on applicable law, you may have rights relating to personal information we hold about you.

These may include the right to:

• Request access to personal information
• Request correction of inaccurate information
• Request deletion where legally applicable
• Object to certain processing
• Request restriction of certain processing
• Withdraw consent where processing is based on consent

Some requests may be subject to legal, security, contractual, or operational limitations.

14. Children's Privacy

YuciferPay is intended for businesses and individuals who are legally able to use the Services.

We do not knowingly design the Services for children.

15. International Data Transfers

Depending on the infrastructure and third-party services used to operate YuciferPay, information may be processed or stored in countries other than the country in which you are located.

Where applicable, we will take reasonable steps to ensure that such processing is conducted in accordance with applicable data protection requirements.

16. Data Breaches and Security Incidents

If we become aware of a security incident affecting personal information, we will assess the incident and take reasonable steps to contain, investigate, and address it.

Where notification is required by applicable law, we will provide the appropriate notifications to affected parties or relevant authorities.

17. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our Services, technology, business practices, or applicable legal requirements.

The updated version will be published on this page with a revised "Last updated" date.

18. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your information, please contact us.

Email: yuciferpay@gmail.com

Website: yuciferpay.xyz